RetireCalcs
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IRA Calculator

Traditional vs Roth IRA growth side-by-side — pick the better one for your bracket.

Traditional IRA wins

$24,124

Traditional after-tax$940,850
Roth after-tax$916,725
Pre-tax FV$1,206,218

Rule of thumb: Roth wins when you're in a low bracket now (< 22%). Traditional wins if you'll be in a lower bracket in retirement.