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Retirement Calculator

Project your retirement savings growth from current contributions, return, and timeline.

Current Age

Retirement Age

Current Savings

Monthly Contribution

Expected Annual Return %

S&P 500 long-term: ~10% nominal, ~7% inflation-adjusted.

Projected nest egg at age 65

$1,015,810

You contribute$230,000

Investment growth$785,810

Years investing30

Use 7% return for inflation-adjusted (real-dollar) projection. Doesn't model fees, taxes, or sequence-of-returns risk.